Power up

Electric trucks are all the rage, but now the focus turns to charging requirements.

INDIANAPOLIS, Ind. — The falling cost of battery packs, to less than US$197 per kWh, is the biggest driver of electrification in medium-duty truck applications. That was a message from Jim Castelaz, founder and chief technology officer of Motiv Power Systems, who was speaking about electrification at the Green Truck Summit here March 5.

Challenges to adoption remain, however, including range anxiety and a lack of charging infrastructure. Catelaz said his company has focused on the medium-duty segment for just those reasons, since those vehicles usually operate in low-mileage duty cycles, close to home.

Motiv uses BMW battery packs, because the scale in the passenger car market has brought battery prices down further than in the commercial vehicle segment.

“We use passenger car batteries. The power-to-weight ratio is lower, so we stress the batteries less than in passenger cars,” said Castelaz.

The goal is for battery prices to come down to the $80-$100 kWh range, which will make electrification viable for most medium-duty applications. But that doesn’t mean adoption will be simple.

“There are real challenges you need to think through when doing electric vehicle deployments,” said Castelaz. “But we are a lot further on than we were a couple years ago, and we have battery bank prices to thank for that and a more mature supply chain overall.”

Prices for other components, such as high-voltage connectors, have also come down in recent years, thanks to the proliferation of electric vehicles. Motiv Power customers have found electric trucks to deliver tangible benefits. One, AmeriPride, has deployed nearly 30 electric trucks and is experiencing 95% uptime, an 85% reduction in operating costs, a 66% savings in maintenance, and 100% driver satisfaction. It has racked up 100,000 miles on its electric truck fleet.

The biggest challenge for the company, Castelaz acknowledged, was developing the charging infrastructure.

“We’re at an interesting inflection point now, driven by battery prices coming down. What’s going to be the critical path now for the industry is not battery packs,” he said.

Bill Combs, director, connected fleet with Penske Truck Leasing, said the leasing giant is working to get electric trucks into customer applications. Benefits include reduced air pollution, lower fuel and maintenance costs, and noise reductions. He said it will take the entire industry to discover and overcome all the challenges related to deployment.

“The opportunity is to test now with multiple fleets running multiple types of operations with multiple electric vehicle types,” Combs said.

In addition to the vehicle and the charging infrastructure, fleets must also understand the implications on: parts availability, service, range, payload, grants and incentives, and familiarity with electrical utilities. Education and training are required, even on the driver’s part.

“It takes a good chunk of our entire business to make sure we succeed at deploying electric vehicles,” Combs said.

Penske is currently testing Freightliner’s new eM2 Class 7 truck, and will also deploy its eCascadia Class 8 once available. The company is in the process of installing charging infrastructure where those trucks will be deployed and it will work closely with Daimler Trucks North America to assess their performance.

Electric trucks, in addition to driving operating savings, are also a hit with drivers. Castelaz said drivers appreciate the lack of noise, vibration, smell and heat.

“These guys spend eight hours a day in a truck,” he said. “It’s not a good working environment if it’s noisy and shaking.”

He said one driver said driving an electric truck changed his life, as it eliminated the back pain he suffered from vibration.

While electric trucks generally weigh more than those with internal combustion engines, the weight penalty isn’t as severe as widely perceived to be, noted Mike Roeth, executive director of the North American Council for Freight Efficiency (NACFE). In a sleeper truck, about 7,800 lbs comes out of the truck before the electric powertrain is installed, namely in the form of fluids, the engine, aftertreatment and all the brackets and tubing associated with them.

Charging infrastructure

With battery costs having come down and truck availability improving, Roeth said the main hurdle to electrification today is charging infrastructure. A recent white paper on the topic (see pg. 27) examined this issue and concluded return-to-base operations are the most practical to convert in the short term.

“This takes away a lot of the unknowns,” Roeth said at the Green Truck Summit. He also warned that fleets should expect installing charging infrastructure to take longer and cost more than expected.

Many types of chargers are available. Jonathan Ells, director, fleet sustainability with NYC Fleet, outlined some of the chargers used in New York City. They range from tow-and-play solar chargers to outlets retrofitted into city light poles. As the municipal fleet adds heavier trucks to its electric vehicle roster, it will look to adopt a gas station-type model, with fast level three charging to support bigger batteries.

Don Francis, executive director of Clean Cities Georgia, advised fleets to work with their local utilities before planning charging station installation. They will have useful advice such as where to locate the chargers, and some may even offer to install the chargers at their cost and add a line to the fleet’s power bill so it becomes an operational expense rather than a capital expense.

“The usual conversation I have with a new fleet that’s looking at going to electrification is, ‘What is this going to do to my power bill?’ That’s the wrong question to ask. Where you are going to spend the money is on what it’s going to take to get power to the site,” Francis explained.

He also urged fleets to consider future requirements as they scale up.

But Paul Stith, director, strategy and innovation, transformative technology with Black & Veatch, noted utilities don’t understand fleets’ operational requirements, so some education will be necessary.


Cheap Truck Insurance Guide That Is Proven Useful

Accidents happen when you least expect it. Protect yourself and you truck with truck insurance! If an accident should happen, the least worry is restoring your truck back to its original condition. The worse case scenario is the affect it may have on a person’s life. In any event, being properly covered will ease the stress at bit. Read the following article to get some helpful information regarding truck insurance:

Not many people know that taking a driver’s ed course can save them on their insurance. This is usually because most people who take driver’s ed do so out of a court mandate. Often times however, even someone who has not been mandated to take driver’s ed can take it, call their insurance company with the certification, and receive a discount on their policy.

In a number of states, you’re required to carry liability insurance if you are the driver of a truck. It is your responsibility as a citizen to know whether or not your state requires truck insurance, and to adhere to the minimum coverage level for your state. Not having insurance will have you facing many financial and legal consequences if you get into an accident.

You may be able to avoid having to pay for costly rental truck insurance if you complete the rental transaction using a credit card that provides coverage. Be sure to read the fine print in your credit card agreement as the offerings can vary between cards. In most cases you’ll have to do the entire rental transaction on the same card to keep from voiding the coverage.

Consider using liability coverage when shopping for truck insurance. This is the lowest available coverage options required by law, and it is also the cheapest option. If you do not have a truck that is worth a lot of money, this option may work for you. If you have an accident, your truck will not be covered.

Buy an older and cheaper vehicle. Most insurance companies will only allow you to put liability of older vehicles, automatically lowering your premiums. If you do have greater coverage, your rates will be lower anyway, because the insurance company knows you will not be paid much for your truck in the event that it is totaled.

Raising your deductibles will help you save money on your truck insurance. The higher the deductible, the lower your monthly costs will be. The rate of savings will drop pretty low if you are driving an older truck since the replacement cost is not as high as if you were driving a newer truck.

Try to dig up as much information about how a particular truck insurance company handles claims. There are some out there that will get the work done on your truck as quickly as your mechanic can do the work ,and there are others that will really drag their feet when it comes to paying out a claim.

If you have memberships in any organizations, it would be to your advantage to ask your carrier if they offer discounts to members of these organizations. Doing so could help you save even more money on your insurance premiums. For example, some companies may offer discounts to state employees or members of truck clubs. It never hurts to ask!

Drive safely and carefully. Good drivers will get discounts on their truck insurance. By avoiding drunk driving and respecting simple rules, you can avoid getting into an accident that you are responsible for. Your insurance should not increase as much if you get into an accident that you are not responsible for.

Cheap Insurance

Perhaps you cannot afford to pay much for your truck insurance, but remember that it is a legal requirement to have insurance in order to drive a truck. If you get pulled over and cannot prove that you have truck insurance, you will get a fine. Get an extremely cheap insurance if you need to.

If you want to find a less expensive insurance policy, think about relocating. It’s because premium amounts differ from city to city, as well as state to state. You could save tons of money on insurance if you decide to move somewhere else.

Insurance Discount

Did you know that a simple feature on your truck like anti-lock brakes entitles you to an insurance discount? It’s true; the safer your vehicle is, the less you will ultimately have to pay for truck insurance. So when you’re shopping around for a truck, spending a little extra for safety features is rewarded in the long run via lower premiums.

Installing anti-theft systems in your truck can save you significant money on your truck insurance. Regardless of their actual effectiveness, alarms and tracking devices deter thieves and insurance companies acknowledge that fact by reducing premiums. Remember that anti-theft equipment is a one-time expense, but the value of an insurance discount will continue to grow over time.

Take advantage of every possible truck insurance discount. Some insurers list all of their discount possibilities on their websites, while other insurers are not so forthcoming. You may need to telephone your agent and ask them to list all the discount options for you. Research what other companies offer so you are prepared to ask questions. Can you get a discount for going to defensive driving school? How about accident forgiveness? Do you get a good driver discount? Ask about any discounts on deductibles for good driving history, and loyalty discounts for staying with the same insurer.

See if you qualify for a Safe Vehicle Truck Insurance Discount. If your truck has a variety of safety features, such as airbags and anti-lock brakes, you may qualify for a reduced rate on your insurance. Discuss everything that your truck has with your agent so that you get the best possible rate.

Hopefully, the information provided above will give you some insight into truck insurance. Use the suggestions that apply to you. Remember, accidents can and do happen when you least expect them! Protect yourself and your truck with truck insurance. Make sure you have the proper amount of coverage. Cruise down the road with peace of mind!

CHP says semi truck lost brakes, leading to 20-car pileup

Police say that brake failure is to blame for a massive fiery pileup crash in Santa Cruz, California, this morning.

The crash happened just before 10 a.m. in the northbound lanes of Highway 1, according to CBS San Francisco.

The California Highway Patrol (CHP) says that a truck that was fully loaded with clay or dirt was traveling between 30 to 40 m.p.h. when it collided with stopped traffic, causing a pileup crash involving approximately 20 other vehicles. Police say that the truck was still traveling at a high rate of speed when it “hit the last car at full force, broke the wheels off the truck and came to a stop.”

Several vehicles including the truck caught fire after the crash.

At least nine people were hurt in the crash, including the truck driver. At least two people are listed in critical condition.

Witnesses told CHP that they saw the truck’s brakes smoking prior to the crash.

CHP Sgt. Grant Bowles blamed the pileup crash on brake failure. He said, “the preliminary investigation is he lost his brakes and came up to stopped traffic and he struck the center median before plowing through 20 cars — going 1,000 feet.”

“With all the carnage, this is one of the worst ones I’ve seen. Thankfully, no one was killed,” said Bowles.

CHP will be investigating whether the truck was overweight.


Get Tips About The Truck Insurance You Need

Many people say that selecting the right truck insurance for them is a very difficult endeavor, but that is only correct if you don’t have the right information. Like anything, you need to have the right information to select the right truck insurance. This article contains a number of tips to help you on your way to selecting the right truck insurance for you.

Keep a running tab on truck insurance rates every year. If you are diligent about checking your policy options with your carrier and others, you can save a lot of money on your premium. When you shop your insurance you can either find a more affordable company or prompt better savings from your current insurer.

If you have a shiny new truck, you won’t want to drive around with the evidence of a fender bender. So your truck insurance on a new truck should include collision insurance as well. That way, your truck will stay looking good longer. However, do you really care about that fender bender if you’re driving an old beater? Since states only require liability insurance, and since collision is expensive, once your truck gets to the “I don’t care that much how it looks, just how it drives” stage, drop the collision and your truck insurance payment will go down dramatically.

Before you decide to purchase any truck insurance policy, one of the first things you should do is calculate your total mileage. Some people do not drive their vehicles that often, and they may be privy to certain discounts if they only use their trucks for work use or other limited uses. Driving less means you are less of a risk.

With your truck insurance, it is important that you know what your coverage covers. There are certain policies that only cover certain things. It is important that you understand what your plan covers so that you do not get stuck in a sticky situation where you get into trouble.

If you are a young driver with a high rate, add a responsible older driver to your policy to help get it lowered. Insurance companies look at the age of the drivers, as well as, their driving records, so adding someone over the age of thirty, who has a clean record, will quickly drop your premiums.

Keep your insurance updated with who is actually driving your truck. A lot of parents forget to take their children off of their insurance even after they have moved out and gotten coverage of their own. The more drivers on your policy the more you are paying so make sure and keep it up to date.

In order to save money on truck insurance, it is critical that you understand what level of insurance you need. If you are driving an older truck, it might not be worth paying for comprehensive or collision coverage. The most your insurance company will pay for damage to the truck is its current resale value. Find the current resale value of your truck and check it against how much you could save over two or three years by switching to the minimum liability insurance. You could find that simply switching your coverage from collision to liability will save you hundreds of dollars!

With many insurance companies, teenagers have to pay more for truck insurance. This is because they are considered to be high risk drivers. In order to make truck insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father.

Do your best to keep a good credit score. Many insurance company will look up your credit history and this will influence your premium. You can improve your credit score by getting out of debt and build it up by applying for a few credit cards that you pay off regularly.

You should always pay your truck insurance on time. You will have to pay back your insurance company, perhaps with interest. If you cancel your policy without paying back your insurance company, this will show up on your credit score. When you apply for a new insurance, your bad history will show up.

Truck Insurance

A great way to save some money on your truck or truck insurance is to drive your vehicle less frequently. Many of today’s best truck insurance companies offer discounts to customers for low-mileage, incentivizing people to keep their trucks parked. If you can walk instead of drive, you can get some good exercise and save money on your insurance.

As was stated at the beginning of this article, selecting the right truck insurance plan can be a difficult task, but the process is much easier if you have the right information and know where to look. Use this article’s advice to help you select the right truck insurance plan.

Vermont fueling and paving industries considering “sharing” seasonal drivers in face of “driver shortage”

The paving and fueling industries in Vermont say that, in the face of a “truck driver shortage,” they may begin loaning each other their truck driving employees.

The paving and fueling industries have opposite seasons, summer and winter, leaving many truck drivers without a job during their industry’s “off” months. Because of this and the ever-looming “truck driver shortage,” fuel and paving executives in the state of Vermont have begun considering the concept of “trading” drivers, eliminating the truck driver shortage and keeping the drivers from going without a job for half the year.

“Because of the seasonality of Vermont and these two industries, there might be an opportunity here where someone who may be laid off in the summertime or the winter time, a way that they can work year round,” said Matt Cota, Executive Director of the Vermont Fuel Dealers Association.

Trucking companies and contractors sat down on Wednesday, September 26th to discuss road bumps in this possible plan such as the hazmat endorsement required to haul fuel, which only 1,200 drivers of the state’s 21,000 possess, reported My Champlain Valley News.

“During the season, construction season, we’re short on operators, and the fuel industry and a couple of other industries are heavy during that time,” said executive vice president of Associated General Contractors, Richard Wobby Jr.

Some trucking industry leaders also point out that some drivers may be hesitant to participate in the “driver swap” as many of them are able to collect unemployment during the off season, making them less inclined to work throughout the year.


Before Purchasing Truck Insurance Read These Handy Tips

Getting the best deal and the best insurance for your truck can throw you for a loop. There are so many business out there vying for your money that it can get confusing knowing who is really offering the best insurance coverage for your money. Here are some tips for dealing with truck insurance coverage.

One way to save money on your truck insurance is to buy your policy over the internet. Purchasing your policy online incurs fewer costs for the insurance company and many companies will then pass on those savings to the consumer. Buying truck insurance online can save you about five to ten percent annually.

Once you have a teenage driver in your house, your insurance premiums will go up. To save money, buy a less expensive and safer truck for your teen to drive. Don’t give in if they beg you for a fancier, sportier truck. The safer the truck, the cheaper the insurance.

Before purchasing a truck, check the insurance rates that come with it. The premium amount varies between different vehicles. This is because some vehicles are more accident prone than others. Also, if is is appropriate try to stay clear of purchasing trucks or SUVs. Insurance rates are much higher on them.

Try to truck pool to work. This will keep the number of miles that you put on your personal vehicle down. If you can keep the mileage that you drive each year low, you will likely qualify for the low-mileage discount that many insurers offer. It will save you bundles over the years.

Having more vehicles than one needs is a way to pay more than one needs to be paying for insurance. By selling or storing trucks or anything else that one does not use often they will no longer have to pay insurance on that vehicle. It will save them money off their insurance.

If you are considering signing up with another insurance provider, you should allow your policies to overlap rather than going a single day without any coverage. You don’t want to be caught with truck insurance because you never know when an accident can happen.

Top tier status refers to the percentage of customers from a insurance company that have filed the fewest claims and have the best driving record. Perhaps you qualify as a top tier customer, or your status will improve over the years. Make sure you ask your insurance company to be considered as a top tier customer, as they might not switch your classification automatically.

Although many people realize that the type of truck can affect the price of insurance, you should also be aware that the rarity of the truck will change the price. If you have a truck which has very expensive prices of repair, this will be reflected in the price of your insurance as well!

Don’t just get the basic coverage that your state requires and think you are off the hook. Make sure you really analyze the value of your truck and potential problems you have before deciding on a final policy. Many times the basic requirement is not much more than liability insurance and this can leave you high and dry.

Because mileage has an impact on insurance premiums, reducing your commute can lower your insurance costs. While you probably will not want to make truck insurance the primary concern when changing homes or jobs, keep it in mind when you do make such a shift. In borderline cases, a difference in truck insurance costs can be the deciding factor between two employment or residence options.

To get the best prices on insurance factor the price of your vehicle into the equation. If your truck is only worth a couple of thousand dollars, then you may be able to lower or drop collision and comprehensive coverage. Talk to your agent about extras that the insurance company adds into your insurance, like road side assistance. If you don’t need it, than dropping it will save you money.

If your old truck is not worth anything per the Kelly Blue Book value, think about dropping collision and comprehensive insurance coverage. When you make an insurance claim on a truck, the insurer will compensate you for what the Kelly Blue Book value is. If your truck is not worth anything, you will receive nothing from the insurer.

Truck Insurance

A great way to save some money on your truck or truck insurance is to drive your vehicle less frequently. Many of today’s best truck insurance companies offer discounts to customers for low-mileage, incentivizing people to keep their trucks parked. If you can walk instead of drive, you can get some good exercise and save money on your insurance.

Insurance coverage can be tricky. Learning who to go with and understanding what they offer is a challenge. Hopefully, the tips that have been offered here will help you in finding the coverage that works for you and learning how to deal with the issues that can come up after you sign on the dotted line.

PMTA Partners With AllyHealth, Offers Telehealth Benefits for Association Members

Earlier today, the Pennsylvania Motor Truck Association announced that it will utilize AllyHealth as its Exclusive Partner for association members, offering telehealth and wellness communications.

According to the Pennsylvania Motor Truck Association (PMTA), it plans to use AllyHealth to better accommodate drivers and offer healthcare solutions that work around their careers and lifestyles.

“The Healthcare system today doesn’t accommodate the schedule of truck drivers,” said Tim Hoffman, Director of Membership for PMTA. “It’s difficult to find a doctor who accepts walk-ins. As an alternative, many truck drivers opt to go untreated. Our members have been asking for a healthcare option, and this is it. We’re excited for our members to be able to start taking advantage of AllyHealth so they can have 24/7/365 access to doctors.”

Sources at AllyHeath report that partnering with the PMTA will allow the provider to offer competitive benefits to members of the association and ensure that drivers have health care access that aligns better with their needs.

More information on the partnership as well as the PMTA may be found at the association’s site.


Get The Best Truck Insurance With These Helpful Tips

Truck insurance is large part of being a responsible vehicle owner. However, truck insurance policies seem to be written in the most confusing terms possible. This article can help you to better understand what all of those terms mean. By understanding the terms of the truck insurance world, you will be a more informed consumer.

As you age, check with your truck insurance company about discounts. If you have a long history of safe driving habits, your age might qualify you for further rate reductions. Most insurance companies have a sweet spot around fifty five to seventy years of age for age-related discounts on their policies.

When considering extras for your truck insurance, you can most likely do without the truck rental insurance. You will pay nearly $50 a year for rental insurance, when that is the same cost for renting a truck for one to two days. Also, your rental truck is most likely already covered under your policy, anyhow.

Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low!

If you want to save money on truck insurance, you may want to consider selecting from the higher deductibles that are offered by your agency. This means you will have more out of pocket expenses should you be involved in an truck accident, but it will lower your premium substantially.

When you shop for truck insurance, make sure that you are receiving the best possible rate by asking what kinds of discounts your company offers. Truck insurance companies give discounts for things like safe driving, good grades (for students), and features in your truck that enhance safety, such as antilock brakes and airbags. So next time, speak up and you could save some money.

Consider dropping comprehensive coverage to save money on your truck insurance. Comprehensive coverage is protection against physical damage, or things that aren’t related to liability or collision. Damages that might be covered under comprehensive insurance include vandalism, theft, or fire. You should be prepared to pay for these kinds of losses out of your own pocket if you decide to drop comprehensive coverage.

To maintain a low price for truck insurance, always try to have a good driving record. Traffic violations and accidents can greatly increase your premium. Insurance companies take these things very seriously and it is always best to try to avoid accidents, when you are at fault, and traffic tickets, such as speeding.

Keep a camera in your truck at all times. In case of an accident, you are going to need documentation for your insurance company. Take photos of the accident from all angles, and make sure to include time and date stamps on them. Take these to your agent when you file your claim.

If you are putting less than 20% down on your truck, make sure to look into getting GAP truck insurance. Should you have an accident while you are still in the first year or two of payments, you may end up owing the bank more money than you would receive in a claim.

If you plan on buying a new truck but want to keep your insurance rates low, buy a cheaper truck. The more expensive a truck is to repair, the more money your insurer will require from you. You will save money both in buying a lower priced truck and in insuring it, keeping it safely in your pocket.

If you have an older truck that does not have a high value, remove the collision coverage from your insurance to save money. It is possible that your truck is worth less than your deductible, so consider carefully whether or not collision coverage is actually going to pay anything in the event of an accident.

Join an truck club. If you own a classic or a truck that is otherwise desirable in some way, research truck clubs for it. Many of these clubs offer perks for joining. One of these perks is sometimes a discount on your insurance premiums. Just make sure that the benefits of joining the club outweigh anything else you might have to do or pay in order to join.

Truck Insurance

A great way to save some money on your truck or truck insurance is to drive your vehicle less frequently. Many of today’s best truck insurance companies offer discounts to customers for low-mileage, incentivizing people to keep their trucks parked. If you can walk instead of drive, you can get some good exercise and save money on your insurance.

The truck insurance world is full of complex phrases and legal jargon. If you take the time to educate yourself, you will become a smarter consumer. If you’re as informed as you can be, purchasing insurance can actually be a good experience.

FMCSA: exemptions will no longer be required for truckers with insulin-treated diabetes

Truck drivers with properly controlled insulin-treated diabetes will no longer be required to obtain an exemption from the Federal Motor Carrier Administration thanks to a revision of the current federal regulations.

The change in rules was announced Tuesday, September 18th and will go into effect on November 19th of this year.

Commercial drivers with properly controlled diabetes will now be able to obtain a Medical Examiner’s Certificate and keep it for up to 12 months by allowing their personal doctor (the one who manages the driver’s diabetes) to fill out the Insulin-Treated Diabetes Mellitus Assessment Form indicating that the driver keeps up with a stable insulin regimen and maintains proper control of their condition. The form would then be turned in to the Medical Examiner, who decides if they agree with the driver’s doctor, and the truck driver would be given the all-clear to cross state lines in their commercial vehicle.

The FMCSA says that this change in procedure “will eliminate the exemption program that currently requires individuals with ITDM to incur recurring costs to renew and maintain their exemptions. FMCSA estimates this will save the nearly 5,000 individuals with ITDM that currently have exemptions more than $5 million per year more than what they would endure under the exemption program. The final rule will also save new ITDM exemption applicants and their associated motor carriers approximately $215,000 annually in opportunity and compliance costs related with the exemption program’s waiting period.”

The FMCSA itself is also expected to save $1 million per year now that it will no longer be administering the diabetes exemption program.

“This final action delivers economic savings to affected drivers and our agency, and streamlines processes by eliminating unnecessary regulatory burdens and redundancy,” said FMCSA Administrator Raymond P. Martinez.

“It’s a win-win for all parties involved.”


Simple Ways On How To Get The Best Truck Insurance

Throughout life, you will come to points where you have to insure various items to protect their value in the case of an accident. Of all the insurance payments, you will have to make. Truck insurance will be one of the largest and most financially demanding options you must decide upon. Make sure you abide by some basic tips when you finally get to that point.

When trying to keep down the cost your truck insurance, try to maintain a clean credit record. For some reason, truck insurers believe that people with a better credit record are also better drivers and will suffer fewer accidents. Knowing your credit score puts you in a better position to negotiate for lower rates.

Another type of truck insurance coverage in your policy, is medical coverage. This coverage takes care of your injuries and those injuries to other people in your truck. Some states just make this a optional coverage in your insurance. If you live in a no-fault state, medical payments are replaced by personal injury protection.

When considering extras for your truck insurance, you can most likely do without the truck rental insurance. You will pay nearly $50 a year for rental insurance, when that is the same cost for renting a truck for one to two days. Also, your rental truck is most likely already covered under your policy, anyhow.

To file an insurance claim correctly, you must be aware of your company’s rules. Contacting your agent as soon as possible should always be your first step as this will set the machinery into motion. Your agent will be the one coordinating the details such as scheduling any appraisers to evaluate the damage and put you on the road to getting the repairs made.

When you rent a truck, you will likely be asked if you want to purchase coverage for the vehicle. Before you answer, you should know whether or not your personal truck insurance covers rental trucks. If it does, how much is covered? Ask your agent, or read your policy to be clear.

If at all possible, you should limit your insurance claims if you want to save money on your policy in the long run. If you have a little fender-bender with someone, the two of you can decide to handle it without involving the insurance company. Getting insurance involved for every scratch on your truck will send your premiums through the roof.

Having insurance is not just an option but it is required by law if one wants to drive a truck. If driving sounds like something that one cannot go without, then they are going to need insurance to go along with it. Fortunately getting insurance is not hard to do.

If you already have or are thinking about getting another truck, call your truck insurance provider. This is because many people do not know that you can put more than one truck on one plan. By having all of your trucks insured under the same plan, you could potentially save thousands of dollars.

Get a truck insurance quote before you purchase a new vehicle. One of the major factors in how much your policy will cost you is the kind of truck that you own. The same brand of truck with a different model can change your yearly rates by a thousand dollars. Make sure you know that you can afford the insurance before you leave with the truck.

When trying to decide on an insurance company for your truck insurance, you should check into the department of insurance from your state. You will find some valuable information there which will include closed insurance cases, important financial data as well as licensing information. This research will help you decide if you feel comfortable trusting this insurance company.

Avoid getting into accidents. This seems obvious, but many drivers don’t realize how much their rates can increase after an accident. If you are in a minor accident, consider not placing an truck insurance claim if you’ll end up paying most of the repair with your deductible anyway. The cost of the repair might be considerably less than the loss of your good driver discount or similar.

Truck Insurance

A great way to save some money on your truck or truck insurance is to drive your vehicle less frequently. Many of today’s best truck insurance companies offer discounts to customers for low-mileage, incentivizing people to keep their trucks parked. If you can walk instead of drive, you can get some good exercise and save money on your insurance.

Though simple, the tips listed above could save hundreds and thousands of dollars per year on expensive truck insurance payments. The point is, take your time and calculate your costs carefully. Get ahead of the curve and be prepared for what you will need to pay before you even go to get your vehicle. Knowledge and research is the key to saving.